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Referral Program 2023

How to Join

1. Get Your Referral Code

Hintayin ang iyong Unique Referral Code na ise-send sa iyong registered Email Address or Mobile Number.

2. Refer a Friend

Invite others to apply for Seaman’s Loan gamit ang iyong Unique Referral Code at Full Name.

3. Referrals Approved

Makatanggap ng as much as Php 10,000 for every completed or successful Seaman's Loan referral.

IMPORTANT REMINDERS:

  1. Ang iyong Unique Referral Code at Registered Full Name ay kailangan upang makapag submit ng qualified Seaman’s Loan application ang iyong mga Qualified Referrals.
  2. Siguraduhing tama ang iyong Registered Full Name at Unique Referral Code na gagamitin ng iyong mga Referrals upang mai-tag sa iyo ng tama ang kanilang Seaman’s Loan application. 
  3. Ang iyong Unique Referral Code ay maaaring ipadala sa iyong email address or mobile number na nasa aming system. Siguraduhing may access sa iyong email at mobile number.
  4. I-save ang kopya ng iyong Unique Referral Code.

1. Apply for Loan Using a Referral Code

Mag-apply ng Seaman's Loan gamit ang Unique Referral Code at Full Name ng iyong Qualified Referrer. APPLY NOW

2. Wait for Loan Approval

Hintayin ang tawag mula sa isa sa aming mga Loan Officers upang mai-process ang iyong Seaman's Loan application

3. Claim Approved Loan Proceeds

Kapag na-approve na ang iyong Seaman's Loan application, bumisita sa alinman sa aming PCLC Branches – Bocobo or Mabini – upang i-claim ang iyong loan proceeds at iyong FREE Gift.

IMPORTANT REMINDERS:

  1. Siguraduhing ang Unique Referral Code at Registered Full Name ng nag-refer na iyong ilalagay sa Seaman’s Loan application ay magma-match sa aming records or system.
  2. Ang lahat ng information na iyong isa-submit ay subject to review, confirmation, and validation.
  3. Ang Unique Referral Code at Registered Full Name ng nag-refer na iyong ilalagay ay dapat mag-match sa aming records or system as a Qualified Referrer.
  4. Upang makatanggap ng FREE Gift, ang iyong loan approval ay dapat at least PHP 80,000.

DTI Fair Trade Permit No. FTEB-176206 Series of 2023

[1] Complete Mechanics

  • Eligibility:
    1. Qualified Referrers:
      • Exclusive para sa mga clients na may good payment records – with or without active loan accounts
        • without a history of restructuring or any case filed against them
        • all accounts are subject to review, confirmation, and validation
    1. Qualified Referrals:
      • New applicants that used a valid referral code upon submission of the loan application.
      • New applicants with an approved loan amount of a minimum of PHP 80,000.
  • Terms & Conditions:
    1. Promo Period: September 27 to December 31, 2023 promo extended until March 31, 2024, as approved by DTI-FTEB
    2. Referral Code – ito ang code na gagamitin ng mga Qualified Referrals sa pag submit ng kanilang Seaman’s Loan application.
      • Ang Unique Referral Code ay maaaring gamitin ng borrower at active co-borrower
        • Note: Issuance of incentive will be under the borrower’s name.
      • Ang mga Qualified referrers ay matatanggap ang kanilang Unique Referral Code sa kanilang registered Email Address or Mobile Number.
        • no registration needed
      • Ang Unique referral Code ay valid sa loob ng promo period na naka-indicate sa itaas.
    1. Qualified Referrers – ito ay ang mga new and existing accounts na qualified base sa mga elibility na nakalista sa itaas.
      • FOR NEW ACCOUNTS
        • Ang Unique Referral Code ay magiging valid lamang kung ang iyong account ay nasa CLAIM: COMPLETE status na or na-claim na ang iyong approved loan proceeds.
        • Ang mga Borrowers and co-borrowers are subject to review kung eligible upang makasali sa programa.
        • Kapag confirmed, and approved at na-released na ang iyong approved loan proceeds, ang iyong Unique Referral Code ay ise-send sa iyong registered email address and/or mobile number sa loob ng two (2) business days.
          • Via Email Address: through Hubspot
          • Via Mobile Number: through Ticketing
        • Ang mga confirmed and approved list of qualified accounts lamang ang makakatanggap SMS and/or email confirmation.
      • FOR EXISTING ACCOUNTS
        • Ang mga borrowers and co-borrowers ay subject to review kung eligible upang makasali sa program.
        • Ang mga confirmed and approved list of qualified accounts lamang ang makakatanggap SMS and/or email confirmation.
        • Ang Unique Referral Code ay ipapadala sa kanilang mga registered email address and/or mobile number.
          • Via Email Address
          • Via Mobile Number
    1. Qualified Referrals – ito ay ang mga new applications na qualified base sa eligibility na nabanggit sa itaas:
      • Upang ma-qualify ang iyong Seaman’s Loan application as a successful referral:
        • Ang Unique Referral Code na ipinadala sa  Qualified Referrer ay dapat gamitin ng kanilang mga Qualified Referrals sa pag-submit ng kanilang Seaman’s Loan application.
        • Ang Unique Referral Code at Full Name ng nag-refer ay dapat mag-match sa aming records or system.
      • Ang pag-submit ng Seaman’s Loan application, ng mga necessary loan requirements, at pag-claim ng loan proceeds ay dapat maganap sa loob lamang ng given promo period.
      • Upang imaging qualified para sa FREE gift, the approved loan amount must be at least PHP 80,000.
      • Ang mga Qualified Referrals ay maaari lamang mag-avail ng one (1) sales & marketing program benefit.
        • Qualified Referrals can choose what promo they want to participate in to receive FREE gift.
        • Ang mga Qualified Referrals ay maaari din maging Qualified Referrer base sa mga eligibility na nakalista sa itaas.
    2. Hindi maaaring gamitin ng isang client ang kaniyang Unique Referral Code upang mag-claim or mag-redeem ng Referrer’s incentive at Referral’s FREE Gift.
    3. Ang lahat ng mga Qualified Referrals ay subject to loan approval base sa PCLC’s existing list of qualifications para sa Seaman’s Loan.
    4. No maximum number of referrals.
    5. Cordova Holdings employees are not allowed to join the program.

[2] Area Coverage

    • Nationwide

[3] Promo Period

    1. Loan Application Period: September 27 to December 31, 2023 promo extended until March 31, 2024, as approved by DTI-FTEB
    2. Redemption Period:
      • AS A QUALIFIED REFERRER
        • Within twelve (12) months after the release of each approved referral
      • AS A QUALIFIED REFERRAL
        • Within six (6) months after the release of loan proceeds.
    3. Notification of approved referrals to referrers will be sent via SMS and/or Email
    4. Notification of approved loan to referrals will be sent via SMS and/or Email

[4] Incentives & Gifts

  • FOR QUALIFIED REFERRERS:
    • Incentive: A cash incentive of maximum of Php 10,000 or 3% of the approved loan amount of each referred client.
    • Crediting of Incentives:
      • Cut-off period and schedule of incentive release:
        • Referral approved loan release cut-off: every 20th of the month
        • Cash incentive schedule of release: every 30th of the month
      • Crediting method:
        • CHECK – under name of the borrower, no delegation/non-transferable
        • GCASH – under the registered number of referrer, no delegation/non-transferable

Sample computation*

  • FOR QUALIFIED REFERRALS:

    • Gift: One (1) FREE item of the client’s choice that will be released upon claiming of loan proceeds or within six (6) months after the release of loan proceeds and can be redeemed until 60 days from the end of the promo period, whichever comes last.

    • IMPORTANT REMINDER:
      • The approved loan amount must be at least PHP 80,000 to be able to receive a FREE Gift.

[5] Promo Posters

 

For further questions and inquiries, you may reach us via email at info@platinumcreditplus.com or call us at 0998-967-4774.

What is Referral Program 2023 promo?

#PCLCKaagapaySaBiyahe Referral Program 2023 aims to provide a new income stream to our valued clients through a referral program.

How to join the Referral Program 2023 promo?

There are 3 easy steps to start earning through #KaagapaySaBiyahe Referral Program:

  • AS A QUALIFIED REFERRER
    • Step 1: GET YOUR REFERRAL CODE: Wait for your referral code to be issued via SMS and/or Email.
    • Step 2: REFER A FRIEND: Invite others to apply for Seaman’s Loan using your Unique Referral Code.
    • Step 3: REFERRALS APPROVED: Received as much as Php 10,000 for every completed loan referral.
      • IMPORTANT REMINDERS:

        • Make sure your referrals input your correct unique referral code and full name during application – the Unique Referral Code and Full Name provided should match the details in our system – to properly tag their loan application under your name.
        • A copy of your Unique Referral Code may be sent to the email address or mobile number provided to us – please make sure to check your spam folder.
        • Save a copy of your unique referral code.
  • AS A QUALIFIED REFERRAL
    • Step 1: APPLY FOR A LOAN USING A REFERRAL CODE: Apply for a Seaman’s Loan and submit your complete requirements. Do not forget to input your friend’s referral code and full name.
    • Step 2: WAIT FOR LOAN APPROVAL:Wait for a call from one of our Loan Officers in order to process your application.
    • Step 3: CLAIM APPROVED LOAN PROCEEDS: Visit any PCLC Branch – Bocobo or Mabini – to pick up your loan proceeds and your FREE Gift.
      • IMPORTANT REMINDER:

        • Make sure that the Unique Referral Code you will use matches the Referrer’s name you will input on your loan application form.
        • All information submitted is subject to review, confirmation, and validation.
        • The Unique Referral Code and Full Name provided should match the details in our system.
        • The approved loan amount must be at least PHP 80,000 to be able to receive a FREE Gift.

Who is qualified to join the Referral Program 2023 promo?

  • AS A QUALIFIED REFERRER
    • Exclusive to clients with good payment records – with or without active loan accounts
      • without a history of restructuring or any case filed against them
    • all accounts are subject to review, confirmation, and validation
  • AS A QUALIFIED REFERRAL
    • New applicants that used a valid referral code upon submission of the loan application.
    • New applicants with an approved loan amount of a minimum of PHP 80,000.

Can I walk-in and still join the Referral Program?

Yes, you may still join the Referral Program as a Qualified Referral. Just present the valid Referral Code you have and the name of your Referrer to your handler. 

I did not receive a text message or email with my referral code, what should I do?

You can do the following:

  1. Check your email inbox and spam/junk folder to see if you received an email from Platinum Creditplus Lending Corp. regarding the Referral Program.
  2. You may call us at 0998-967-4774 to confirm if your account is qualified. 

What are your incentives and gifts for the Referral Program 2023 promo?

  • AS A QUALIFIED REFERRER
    • A cash incentive of a maximum of Php 10,000 or 3% of the approved loan amount of each referred client.
  • AS A QUALIFIED REFERRAL
    • One (1) FREE item of the client’s choice that will be released upon claiming of loan proceeds.

What is the promo period?

September 27 to December 31, 2023

Who can I refer for a loan?

You may invite friends/relatives who are also seafarers/seamen using your generated unique referral link to apply for a loan.

  • Note: Only new accounts are accepted as qualified referrals.

How much can I earn as a Qualified Referrer?

Start earning as much as Php 10,000 for every completed loan approval referral

How can I claim my incentive and/or gift?

  • AS A QUALIFIED REFERRER
    • Incentives can be redeemed through the following options:
      • CHECK– under name of the referrer, no delegation/non-transferable
      • GCASH– under the registered number of the referrer, no delegation/non-transferable
  • AS A QUALIFIED REFERRAL
    • One (1) FREE item of the client’s choice that will be released upon claiming of loan proceeds or within six (6) months after the release of loan proceeds and can be redeemed until 60 days from the end of the promo period, whichever comes last.

What is the redemption period for the incentives and gifts?

  • AS A QUALIFIED REFERRER
    • Within twelve (12) months after the release of each approved referral
  • AS A QUALIFIED REFERRAL
    • Within six (6) months after the release of loan proceeds.