Seaman's Loan – simple at mabilis

Fast approval, low interest rates, and same-day release for Filipino seafarers.


APPLY FOR SEAMAN’S LOAN


APPLY FOR J-1 TEACHER’S LOAN

Platinum Creditplus Lending Corp.

Seaman’s Loan Philippines – Simple at Mabilis for Filipino Seafarers

Looking for a seamans loan in the Philippines? Platinum Creditplus Lending Corp (PCLC) provides Seaman’s Loan Philippines solutions designed for Filipino seafarers who need fast, reliable funding before deployment. With a simple at mabilis process, clear requirements, and dedicated support, we help seafarers access the funds they need with confidence.

SEC Company Registration No. CS201322389 | Certificate of Authority to Operate No. 1536


Make your dreams a reality.

We offer the lowest effective interest rate Seaman's loan in the region’s micro-lending industry.


Gain financial security.

We help provide security through low-cost financing aimed to sustain the needs of the seafarers and their family.


Achieve your financial goals.

Our commitment is to be able to provide inclusive financial access to our clients through our Seaman's loan.

List of requirements

Seaman's Loan Requirements

Borrower

  • POEA Contract & Overseas Employment Certificate (OEC)
  • Passport
  • E-Reg and Seaman’s Book
  • Proof of Billing
  • Last Disembarkation Stamp (New Accounts)

Co-Borrower

  • Two (2) Valid IDs
  • Proof of Billing

Disclaimer: The company reserves the right to request additional requirements if necessary to process the loan application.

estimate your monthly payments

Seaman's Loan Calculator

Use our Seaman Loan Calculator to estimate your monthly payments. Plan your loan simple at mabilis with Platinum Creditplus.

SEAMAN’S LOAN INTEREST RATES:
Officers: 1.80% | Non-Officers: 2.25%

Low Interest Rate

We offer as low as *1.80% interest rates.
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Seaman’s Loan Philippine Same-Day Release

We are fully committed to serving our clients – simple at mabilis.

No Hidden Charges

Our commitment is to provide inclusive financial access to our clients with utmost professionalism and transparency.


TRY OUR LOAN CALCULATOR

  Installments
Interest and Fees
Total Loan

APPLY FOR A LOAN

SIMPLE AT MABILIS

How to Apply for a Seaman’s Loan

Applying for a Seaman’s Loan with Platinum Creditplus Lending Corp is simple and convenient.
Follow this step-by-step process to get started.


1

Visit the official application page

→
2

Prepare your loan requirements

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3

Submit your application online


4

Wait for verification & processing

→
5

Coordinate for approval & release

Before applying: Review the full
Seaman Loan Guide and
Requirements.

Ready to get started?


Apply Now – Same-Day Release

About the Company

Who We Are

PCLC has made a meaningful difference in the lives of countless Filipino Seafarers traveling overseas by offering low-cost financing to help support the needs of both workers heading abroad and their families.

We carefully guide credit applicants to ensure that taking on debt will positively impact their financial situation. We place a high value on responsible and manageable borrowing when making decisions about need-based financial aid.

PCLC Employees always ready to serve you.

Kaagapay sa Biyahe

Why Us

We provide one of the lowest effective interest rates for seaman's loans in the region.

We prioritize transparency, helping you understand your seaman’s loan payment schedules so you can make the best choice.

  • Seaman’s Loan Same-day Release

    We are fully committed to serving our clients – simple at mabilis.

  • Seaman’s Loan Low Interest rate

    Paghandaan ang bukas. Manage your financial needs with our low interest rates.

  • No Hidden Charges

    Our commitment is to provide inclusive financial access to our clients with utmost professionalism and transparency.

Customers Testimonials

Hear it from our Seaman's Loan clients

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Tips, Stories, and Announcements

Seaman's Loan Guidelines and Stories

  • Seaman Loan Guide Philippines

Read More

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HELPFUL ANSWERS

Frequently Asked Questions

Here are some of the most common questions about applying for a Seaman’s Loan with Platinum Creditplus Lending Corp.

Can I apply for a Seaman’s Loan while onboard?

Yes. Remote application is available for qualified Filipino seafarers, including those who may already be onboard.

How long does approval take?

Approval time depends on the completeness of your submitted requirements. Complete applications may qualify for fast approval and same-day release.

What are the basic requirements for a Seaman’s Loan?

Basic borrower requirements include your POEA Contract and OEC, Passport, E-Reg and Seaman’s Book, Proof of Billing, and Last Disembarkation Stamp for new accounts. Co-borrowers are required to submit two valid IDs and Proof of Billing.

What is the monthly interest rate?

As a guide, the monthly interest rate is 1.80% for Officers and 2.25% for Non-Officers for both new and renewal accounts.

Can I pay my loan ahead of schedule?

Yes. Pre-paying your loan may merit a discount on the interest payable on the remaining principal balance.

Platinum Creditplus Lending Corp is a licensed lending company in the Philippines specializing in financial services for Filipino seafarers.