
Think Before You Click: How to Spot Fake Loan Offers and Protect Yourself Online
These days, scammers are getting smarter. They pretend to be trusted lenders, send friendly messages, and offer “easy” loans that sound too good to be true. Some even ask for your documents or payment upfront — and before you know it, they’re gone.
At Platinum Creditplus Lending Corp. (PCLC), we believe that staying informed is your best protection. Through our Truth Campaign, we’re helping borrowers like you recognize the warning signs of fake loan offers before they cause harm.
Here’s what to watch out for:
The page or profile looks off.
If you see a Facebook page or message using our name but it doesn’t look professional — no consistent posts, no clear updates — take a step back. Official PCLC pages share verified announcements, financial tips, and helpful reminders. We’ll never message you from a personal account.
OFFICIAL CHANNELSThey promise “instant approval” or “no requirements.”
When it comes to real lending, there are always proper steps. Scammers use words like “guaranteed” or “instant” to make you act fast. PCLC follows the right process — including document verification — to keep your transactions safe and legitimate.
They ask for fees before approval.
If someone says you need to pay a “processing” or “reservation” fee, stop right there. PCLC never asks for any payment before your loan is processed. Upfront fees are a sure red flag.
They request documents through personal accounts.
Never send your ID photos, proof of billing, or other documents to someone’s personal Messenger or email. Always use PCLC’s official channels — our verified Facebook page, official email addresses, or authorized representatives only.
They don’t offer a secure way to check your account.
Real companies give you a safe way to access your information. With PCLC’s Client Portal, you can securely view your Statement of Account, Due Dates, and Payment Options — anytime, anywhere. It’s your best defense against fake updates or misleading messages.
PORTAL LOGIN
Scammers are getting better at pretending — but with a little awareness, you’ll always be one step ahead.
Stay smart. Stay safe. Know the signs.
Before you share or apply, take a moment to verify. Protect your hard-earned money and transact only with Platinum Creditplus Lending Corp.