Seaman's Loan - simple at mabilis
Fast approval, low interest rates, and same-day release for Filipino seafarers.
Platinum Creditplus Lending Corp.
Seaman’s Loan Philippines – Simple at Mabilis for Filipino Seafarers
Looking for a seamans loan in the Philippines? Platinum Creditplus Lending Corp (PCLC) provides Seaman’s Loan Philippines solutions designed for Filipino seafarers who need fast, reliable funding before deployment. With a simple at mabilis process, clear requirements, and dedicated support, we help seafarers access the funds they need with confidence.
SEC Company Registration No. CS201322389 | Certificate of Authority to Operate No. 1536
Make your dreams a reality.
We offer the lowest effective interest rate Seaman's loan in the region’s micro-lending industry.
Gain financial security.
We help provide security through low-cost financing aimed to sustain the needs of the seafarers and their family.
Achieve your financial goals.
Our commitment is to be able to provide inclusive financial access to our clients through our Seaman's loan.
List of requirements
Seaman's Loan Requirements
Borrower
- POEA Contract & Overseas Employment Certificate (OEC)
- Passport
- E-Reg and Seaman’s Book
- Proof of Billing
- Last Disembarkation Stamp (New Accounts)
Co-Borrower
- Two (2) Valid IDs
- Proof of Billing
estimate your monthly payments
Seaman's Loan Calculator
Low Interest Rate
We offer as low as *1.80% interest rates. APPLY NOW
Seaman’s Loan Philippine Same-Day Release
We are fully committed to serving our clients - simple at mabilis.
No Hidden Charges
Our commitment is to provide inclusive financial access to our clients with utmost professionalism and transparency.
How to Apply for a Seaman’s Loan
Applying for a Seaman’s Loan with Platinum Creditplus Lending Corp is simple and convenient. Follow this step-by-step process to get started.
Visit the official application page
Prepare your loan requirements
Submit your application online
Wait for verification & processing
Coordinate for approval & release
Ready to get started?
Apply Now – Same-Day ReleaseAbout the Company
Who We Are
PCLC has made a meaningful difference in the lives of countless Filipino Seafarers traveling overseas by offering low-cost financing to help support the needs of both workers heading abroad and their families.
We carefully guide credit applicants to ensure that taking on debt will positively impact their financial situation. We place a high value on responsible and manageable borrowing when making decisions about need-based financial aid.
Kaagapay sa Biyahe
Why Us
We prioritize transparency, helping you understand your seaman's loan payment schedules so you can make the best choice.
Customers Testimonials
Hear it from our Seaman's Loan clients
Tips, Stories, and Announcements
Seaman's Loan Guidelines and Stories
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Frequently Asked Questions
Can I apply for a Seaman’s Loan while onboard?
Yes. Remote application is available for qualified Filipino seafarers, including those who may already be onboard.
How long does approval take?
Approval time depends on the completeness of your submitted requirements. Complete applications may qualify for fast approval and same-day release.
What are the basic requirements for a Seaman’s Loan?
Basic borrower requirements include your POEA Contract and OEC, Passport, E-Reg and Seaman’s Book, Proof of Billing, and Last Disembarkation Stamp for new accounts. Co-borrowers are required to submit two valid IDs and Proof of Billing.
What is the monthly interest rate?
As a guide, the monthly interest rate is 1.80% for Officers and 2.25% for Non-Officers for both new and renewal accounts.
Can I pay my loan ahead of schedule?
Yes. Pre-paying your loan may merit a discount on the interest payable on the remaining principal balance.
Platinum Creditplus Lending Corp is a licensed lending company in the Philippines specializing in financial services for Filipino seafarers.
