PCLC's Truth Campaign reminds borrowers to stay alert and informed with simple, practical tips to spot fake loan offers and avoid financial scams.
Seaman's Loan - simple at mabilis
Fast approval, low interest rates, and same-day release for Filipino seafarers.
Platinum Creditplus Lending Corp.
Seaman’s Loan Philippines – Simple at Mabilis for Filipino Seafarers
Looking for a seamans loan in the Philippines? Platinum Creditplus Lending Corp (PCLC) provides Seaman’s Loan Philippines solutions designed for Filipino seafarers who need fast, reliable funding before deployment. With a simple at mabilis process, clear requirements, and dedicated support, we help seafarers access the funds they need with confidence.
SEC Company Registration No. CS201322389 | Certificate of Authority to Operate No. 1536
Make your dreams a reality.
We offer the lowest effective interest rate Seaman's loan in the region’s micro-lending industry.
Gain financial security.
We help provide security through low-cost financing aimed to sustain the needs of the seafarers and their family.
Achieve your financial goals.
Our commitment is to be able to provide inclusive financial access to our clients through our Seaman's loan.
List of requirements
Seaman's Loan Requirements
Borrower
- POEA Contract & Overseas Employment Certificate (OEC)
- Passport
- E-Reg and Seaman’s Book
- Proof of Billing
- Last Disembarkation Stamp (New Accounts)
Co-Borrower
- Two (2) Valid IDs
- Proof of Billing
Disclaimer: The company reserves the right to request additional requirements if necessary to process the loan application.
estimate your monthly payments
Seaman's Loan Calculator
Low Interest Rate
We offer as low as *1.80% interest rates. APPLY NOW
Seaman’s Loan Philippine Same-Day Release
We are fully committed to serving our clients - simple at mabilis.
No Hidden Charges
Our commitment is to provide inclusive financial access to our clients with utmost professionalism and transparency.
How to Apply for a Seaman’s Loan
Applying for a Seaman’s Loan with Platinum Creditplus Lending Corp is simple and convenient. Follow this step-by-step process to get started.
1
Visit the official application page
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2
Prepare your loan requirements
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3
Submit your application online
4
Wait for verification & processing
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5
Coordinate for approval & release
Before applying: Review the full
Seaman Loan Guide and
Requirements.
Ready to get started?
Apply Now – Same-Day ReleaseAbout the Company
Who We Are
PCLC has made a meaningful difference in the lives of countless Filipino Seafarers traveling overseas by offering low-cost financing to help support the needs of both workers heading abroad and their families.
We carefully guide credit applicants to ensure that taking on debt will positively impact their financial situation. We place a high value on responsible and manageable borrowing when making decisions about need-based financial aid.
Kaagapay sa Biyahe
Why Us
We prioritize transparency, helping you understand your seaman's loan payment schedules so you can make the best choice.
Customers Testimonials
Hear it from our Seaman's Loan clients
5.0 out of 5 stars (based on 770 reviews)
March 3, 2026
Sobrang bilis ng approval.. And very professional ang pag handle.
March 3, 2026
Fast transaction, reliable and approachable account handler
February 20, 2026
Hassle free. Mabilis ang transaction. With in few hours lng may result na agad.very smooth.
February 5, 2026
Napakabilis kausap at friendly thankyou very much
February 4, 2026
Inassist po kami ng maayos through out the process
Tips, Stories, and Announcements
Seaman's Loan Guidelines and Stories
- Seaman Loan Guide Philippines
How do you prepare for the new year when you’re a seafarer? Take note of these 4 ways to be financially ready for the New Year.
If you’re a seaman who’s worrying about finances, don’t worry. There are a lot of options that can ease the financial burden, one is getting a seaman's loan.
Frequently Asked Questions
Can I apply for a Seaman’s Loan while onboard?
Yes. Remote application is available for qualified Filipino seafarers, including those who may already be onboard.
How long does approval take?
Approval time depends on the completeness of your submitted requirements. Complete applications may qualify for fast approval and same-day release.
What are the basic requirements for a Seaman’s Loan?
Basic borrower requirements include your POEA Contract and OEC, Passport, E-Reg and Seaman’s Book, Proof of Billing, and Last Disembarkation Stamp for new accounts. Co-borrowers are required to submit two valid IDs and Proof of Billing.
What is the monthly interest rate?
As a guide, the monthly interest rate is 1.80% for Officers and 2.25% for Non-Officers for both new and renewal accounts.
Can I pay my loan ahead of schedule?
Yes. Pre-paying your loan may merit a discount on the interest payable on the remaining principal balance.
Platinum Creditplus Lending Corp is a licensed lending company in the Philippines specializing in financial services for Filipino seafarers.
