Apply for a Seaman Loan in the Philippines

Manage your financial needs – apply for Seaman’s Loan for as low as *1.80% interest rates!

Seaman's Loan

Manage your financial needs – apply for Seaman’s Loan for as low as *1.80% interest rates!

I-check ang List of Qualifications at List of Requirements sa ibaba:

What is Seaman's Loan?

A loan made for Filipino seafarers getting ready for deployment. Whether you need money for processing, travel, or personal needs, our Seaman’s Loan gives you quick, flexible, and worry-free funding—with easy terms that fit your budget.

  • Zero Deductions: No upfront charges, no hidden fees, no collateral
  • Fast Processing: Same-day approval and release (upon complete document submission)

Check a sample loan computation here: LOAN CALCULATOR

Seaman Loan Qualifications

Seaman’s Loan Qualifications and Requirements

Review the list of qualifications, required documents, qualified officers, available interest rates, and loan term for Seaman’s Loan applicants.

SIMPLE AT MABILIS

How to Apply for a Seaman’s Loan

Applying for a Seaman’s Loan with Platinum Creditplus Lending Corp is simple and convenient. Just follow the steps below to start your application.

  1. Visit the official application page and review the available loan information.
  2. Prepare the required loan documents and account details.
  3. Submit your loan application through the official online page.
  4. Wait for verification and processing of your application.
  5. Coordinate with Platinum Creditplus Lending Corp for the next steps in approval and release.
Before applying: Review the full Seaman Loan Guide and Requirements.

Ready to get started?

Apply Now – Same-Day Release

List of Qualifications

Currently On-board

Seafarers or seamen who are currently onboard a vessel may apply for a Seaman’s Loan.

Departing Seafarers

Seafarers or seamen who are scheduled for deployment may also qualify for the loan.

List of Requirements

Borrower

  • POEA Contract & Overseas Employment Certificate (OEC)
  • Passport
  • E-Reg and Seaman’s Book
  • Proof of Billing
  • Last Disembarkation Stamp (New Accounts)

Co-Borrower

  • Two (2) Valid IDs
  • Proof of Billing
Disclaimer: The company reserves the right to request additional requirements if necessary to process the loan application.

List of Qualified Officers

Deck Department

  • Captain
  • Master
  • Chief Officer
  • Chief Mate
  • First Officer
  • First Mate
  • Second Officer
  • Second Mate
  • Third Officer
  • Third Mate
  • Deck Officer
  • First Deck Officer
  • Second Deck Officer
  • Third Deck Officer
  • Fourth Deck Officer
  • Junior Deck Officer

Engine Department

  • Chief Engineer
  • First Engineer
  • Second Engineer
  • First Assistant Engineer
  • Third Engineer
  • Second Assistant Engineer
  • Fourth Engineer
  • Chief Engineer Officer
  • Master Electrician
  • Electro Technician Officer
  • Radio Officer
  • Third Assistant Engineer
  • Fourth Assistant Engineer
  • Junior Engineer
  • Junior Officer
  • Engineering Officer
  • Electrical Engineer Officer
  • Electrical Engineering
  • Trainee Marine Engineer
  • Refrigeration Engineer
  • Safety Officer
  • Electrician Officer
  • Electrician Junior Officer
  • First Junior Officer
  • Second Junior Officer
  • Third Junior Officer

Steward Department

  • Chief Steward
  • Chief Cook

Interest Rates

Platinum Creditplus Lending Corp lists the following monthly interest rates for Seaman’s Loan accounts:

Officers (New & Renewal)
1.80%
Non-Officers (New & Renewal)
2.25%

Loan Term

Term Loan
3 to 12 Months

Apply for a Seaman's Loan


WHY FILIPINO SEAFARERS CHOOSE PCLC

Why Choose Us

Platinum Creditplus Lending Corp is committed to making Seaman’s Loan applications simple at mabilis. We provide a straightforward process, transparent terms, and reliable service for Filipino seafarers who need funding support.

Same-Day Release

We are fully committed to serving our clients – simple at mabilis.

Low Interest Rate

Paghandaan ang bukas. Manage your financial needs with our low interest rates.

No Hidden Charges

Our commitment is to provide inclusive financial access to our clients with utmost professionalism and transparency.

Trusted by Filipino Seafarers
Platinum Creditplus Lending Corp.

Built on Trust and Experience

CS201322389
SEC Registration
1536
Certificate of Authority
Since 2013
Years of Operation
10,000+
Clients Served
PCLC Team

PCLC Team

Typically replies within an hour

I will be back soon

PCLC Team

Hello! Welcome to Platinum Creditplus Lending Corp.! 

We're excited to serve you, click the Start Chat button below to connect!

Messenger